International money transfer
Ria Money Transfer
Send and receive through Ria's international transfer network.
Ria transfers are handled at every Virah branch with friendly, step-by-step help for identification and transfer references.
Plan your visit
Start with the right Virah branch.
Every advertised service is available at every Virah branch. The team will guide you clearly through current transaction requirements.
Quick answers before you travel
The essentials, at a glance.
At a glance
How Virah can help
Straightforward branch assistance for the service you need, with current documents and transaction details explained before you transact.
Friendly guided service
International network
Orange-lane counter support
Before you travel
Prepare in three simple steps
Requirements can vary by transaction. These steps help the branch guide you without guessing about documents, charges or processing times.
Choose send or receive
Ria is available at every Virah branch. Tell the team whether you need to send or receive.
Keep the supplied details ready
Have the transfer information given to you available when you speak with branch staff.
Confirm the requirements
Call or WhatsApp before visiting for current availability and transaction guidance.
Safety, compliance, complaints and FAQsOpen the full guidance
Provider-specific checklist
What to carry before you visit.
Requirements can change by service, amount, destination and risk checks. Bring originals and call the branch when anything is unclear.
Ria is available at every Virah branch. Cash-pickup requirements still depend on the transaction and provider rules.
To receive cash
Ria says cash-pickup recipients must be 18 or older.
- An original, valid government-issued photo ID. Common examples are a Uganda National ID, passport, or valid alien/refugee/residence document; the provider and transaction determine what is accepted.
- The transfer's unique cash-pickup PIN.
- An exact name match between the transfer and the unexpired ID.
- Confirmation that the transfer is ready and that you are at the correct payout location.
To send from a branch
Uganda-origin instructions vary by corridor.
- An original, valid government-issued photo ID. Common examples are a Uganda National ID, passport, or valid alien/refugee/residence document; the provider and transaction determine what is accepted.
- Receiver's legal name, destination and phone number.
- Chosen payout method and any bank or wallet details.
- Ask staff for the current Uganda-origin requirements for your transaction.
Safe branch use
Four checks before money moves.
- 01
Use a listed branch
Every advertised Virah service is available throughout the branch network. Use a listed counter and do not hand cash to someone who approaches you outside it.
- 02
Protect secrets
Never reveal a PIN, OTP, account password or full card security details. Enter secret credentials yourself.
- 03
Check every detail
Read back the name, number, amount, currency, rate and any fee before authorising. Stop if anything is different.
- 04
Keep the receipt
Wait for the official receipt, SMS or reference and keep it until the transaction and any complaint are fully resolved.
Questions before the counter
Frequently asked questions.
These answers use official provider or regulator guidance and explain transaction requirements without making up rates, fees or processing times.
01Can I collect with an expired ID?
No. Ria says the government-issued photo ID must be in date and the recipient name must match exactly.
02Is the order number the same as the pickup PIN?
No. Ria says the recipient needs the PIN for cash pickup; an order number is used for tracking or support.
03Can I collect at any location?
Not always. Confirm the correct payout location and track the transfer before travelling.
04What is the main fraud rule?
Send money only to people you know and trust. Do not use a remittance transfer to pay an unknown seller, prize fee or loan fee.
Verified company-level record
Bank of Uganda supervision.
Checked against the Bank of Uganda supervised-institutions data on 13 July 2026. FIA also lists Virah Forex Bureau Ltd as an accountable money/currency changer.
Problems, fraud or complaints
Keep the proof. Escalate in order.
- 1. Contact VirahUse your receipt or reference and explain what happened.
- 2. Contact the providerUse Ria's official complaint process for transfer-specific escalation after contacting Virah.
- 3. Contact Bank of UgandaToll-free 0800 144 044 or info@bou.or.ug for public feedback and regulatory guidance.
- 4. Report suspected crimeContact the provider promptly and report suspected fraud to police.
Ready when you are
Confirm the details with Virah.
Choose a convenient branch or contact the team for current transaction guidance.
